How this calculator works
Each holding's share of the total is compared with its target percentage. The largest difference is the drift; a common rule is to rebalance once any asset is more than 5 points off. The buy or sell amount brings each holding back to its target.
Worked example
With the example values below: Largest drift, 15.0% (rebalancing makes sense). Change any number above to run your own.
What you enter
| Input | Example |
|---|---|
| Current holdings | |
| Stocks | $70,000 |
| Bonds | $20,000 |
| Cash | $10,000 |
| Target mix | |
| Stocks | 60% |
| Bonds | 35% |
| Cash | 5% |
Grow what this calculator projects.
TruthSayer AI sends quantitative stock signals across valuations, earnings and dark-pool activity, each one traded in its own funded account first.
Estimates for planning only, not financial, tax or legal advice. Tax tools use 2026 federal figures (brackets, $16,100 / $32,200 standard deduction, $19,000 gift exclusion, $15M lifetime exemption). Rates shown as defaults are examples; replace them with quotes you actually receive.